Most of your bills don't help build your credit score.
With StellarFi they do.
We all start somewhere. Get your free, up-to-date credit score when you sign up.
If your credit score isn’t as high as you need it to be, don’t worry — it’s not stuck at that number forever. StellarFi can help you improve your score without taking on debt.
Create an account in just a few minutes to start building your credit score.
StellarFi provides you automatic credit building through the bills you already pay, every day. Customers who make on-time payments can see their score increase after their first reported payment.
Try StellarFi Prime for just $0.99 and start building your score.
Link your monthly bills by adding your StellarFi Bill Pay Card as the primary payment option with your billers.
We will automatically pay the bill on its due date, and you’ll then automatically authorize repayment. We will debit your linked checking account for the amount of the bill.
StellarFi then reports all your positive monthly payments to the credit bureaus, improving your credit history. The more bills you pay, the more we report.
Although StellarFi is not a credit card, it shows up on your credit report similarly to a line of credit.
For Lite members, a $500 Stellarfi limit is reported to the bureaus. For StellarFi Prime members, that number can grow up to $25,000.
This limit depends on the total dollar amount you pay each month toward bills using your StellarFi Bill Pay Card.
As you link more bills (and larger bills), your reported credit limit increases—and so can your credit score.