5 smart ways to boost credit card rewards

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Credit card sign-up bonuses are a great way to get rewards. However, they are a one-time boost or you may not qualify.

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There are plenty of other ways to rack up credit card rewards. Here are the top 5 smart ways to boost your rewards.

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1. Use the right card for the right purpose. Different cards offer different bonuses. Maximize rewards with the right cards.

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2. Find more expenses to pay using your credit card. Go over monthly expenses and reap the max rewards.

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3. Make full use of shopping portals and dining programs. Loyalty points give you rewards for each dollar you spend.

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4. Use cards that come pre-loaded with offers. Making specific purchases within a time limit can earn you rewards.

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5. Sign up for free loyalty programs. Make use of airline loyalty programs or cash back offers to rack up points.

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Choose the right card based on your own preferences, depending if you are a frequent flyer or shop online often.

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Make sure you plan these though. That means spending within your budget and paying back your balance in full.

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