How to get an apartment with bad credit: 7 tips

Have bad credit? Here are some tips to help you get a rental apartment even with a bad credit score and history.

1. Check your credit record yourself to know where you stand. Be honest about your credit history and disclose all debt.

2. Get letters of recommendation from previous landlords or employers to show you are responsible with payments.

3. Find a co-signer who can vouch for you and your payments, and reduce the financial risk for the landlord.

4. Offer to pay more money upfront or put down an additional security deposit as a security cover with the landlord.

5. Consider having a roommate with a better credit score and history to share the rent and strengthen the application.

6. Look for private landlords who may be more lenient when it comes to credit checks and bad credit history.

7. Be prepared to explain your situation and prove that you can afford the apartment and make payments on time.

Remember that a bad credit score isn't the end of renting. There are ways to improve your chances of getting approved.