When you use your credit responsibly, you save money and are rewarded. These are life lessons from your credit cards.
1. Don't be afraid to start small: Take baby steps. Credit cards help you build trust over time as you make timely payments.
2. Address potential problems early: Track purchases and keep things in control so you don't pay high interest.
3. Face your fears: If you've made a mistake, missed a payment, or not paid in full, find solutions and fix it quickly.
4. Allow time to heal old wounds; mistakes happen. Give time for negative impacts to fall out. Don't be stuck in the past.
5. Focus on the present: Building good credit helps you move forward. Make positive credit your new normal.
6. Flex your best qualities: Good credit habits show you are responsible, mature, and stable with your finances.
7. Don't settle for less: When you establish a good score, go after the best deals you have worked so hard for.
8. You control the outcome: Your report and score are influenced by what you do. Tell your own story.