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Can a bad credit score affect your job chances?

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When conducting a background/credit check, employers do not actually see a job applicant's credit score.

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Potential employers typically receive a modified credit report that shows the candidate's debt and payment history.

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While a bad credit score does not directly prevent you from getting a job, it can affect your chances of being hired.

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Bad credit information on your report could signal the potential for fraud or theft to the employer.

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Some industries are likely to run a credit check on applicants for government jobs or work requiring security clearance.

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A less-than-stellar credit report might not necessarily disqualify someone from getting the job.

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However, if there are two equally qualified candidates for the job, credit history could be a deciding factor.

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Therefore, it is important to maintain a good credit score,  especially for military and accounting jobs.

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Other jobs that require good credit are financial planners, prison workers, lawyers, law enforcement, and border patrol.

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