FICO Scores and Your Credit Report: What You Need to Know

Each person has multiple FICO scores

FICO scores are determined by the three major credit bureaus,

The bureaus use different formulas for each FICO score

Mortgage lenders will use FICO scores from all three bureaus to make their decision

To build ALL your FICO scores, choose a credit builder that reports to all 3 bureaus (like StellarFi)