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Five groups eligible for student loan forgiveness under Biden's 'Plan B'

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President Joe Biden's original student loan forgiveness plan was going to help almost 40 million Americans, but the Supreme Court blocked it. 

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Now, the Biden administration is pursuing an alternative approach to cancel education debt.

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Those who have been in repayment for decades will seemingly be prioritized. 

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Experts have weighed in on the plan, warning borrowers that the president's Plan B is likely to be less than expected.

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Sweeping debt forgiveness comes with great legal challenges. 

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Mark Kantrowitz, higher education expert, said, “A much smaller number of borrowers will be eligible."

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The administration's current priority is offering relief to five specific borrower groups, which include those with loan balances exceeding their original borrowing amount.

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Other groups include individuals who participated in potentially questionable programs, long-term payers, eligible borrowers who haven't submitted applications, and those facing financial hardship. 

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Astra Taylor, co-founder of the Debt Collective, said, “Anything less than what Biden promised will be felt as a letdown, even a betrayal."

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