How fitness can help improve credit score

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There is no direct relationship between fitness and credit score. However, there are some connection points.

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Maintaining a gym membership and paying your bills on time can help you avoid credit problems down the road.

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To improve your credit score, you can pay your bills on time and keep your credit utilization ratio below 30%.

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Additionally, save 15% of your income, and maintain a debt-to-income ratio of 35% or less, in your credit fitness plan.

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Get help from credit fitness services offering authorized user tradelines to add positive credit history to your report.

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Set up and follow a credit fitness checklist to also help you build, improve, and protect your credit.

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This includes paying your bills on time, reviewing your credit report for errors, and protecting your devices.

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Setting up a personal budget, tracking your spending and ensuring you are practicing good money habits also helps.

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While fitness may not directly impact your score, good financial habits can help you improve your credit score.

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