There is no direct relationship between fitness and credit score. However, there are some connection points.
Maintaining a gym membership and paying your bills on time can help you avoid credit problems down the road.
To improve your credit score, you can pay your bills on time and keep your credit utilization ratio below 30%.
Additionally, save 15% of your income, and maintain a debt-to-income ratio of 35% or less, in your credit fitness plan.
Get help from credit fitness services offering authorized user tradelines to add positive credit history to your report.
Set up and follow a credit fitness checklist to also help you build, improve, and protect your credit.
This includes paying your bills on time, reviewing your credit report for errors, and protecting your devices.
Setting up a personal budget, tracking your spending and ensuring you are practicing good money habits also helps.
While fitness may not directly impact your score, good financial habits can help you improve your credit score.