How often should I check my credit report?

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You should check your credit report regularly to protect yourself and review the status of your credit accounts.

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At a minimum, you should check at least once a year or before making a big purchase or taking a new credit.

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It's crucial to monitor your credit report for changes you didn't expect and to plan your financial decisions.

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Checking regularly also helps you identify incorrect information, dispute them, and detect any fraud early.

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You can check your credit report with any of the three major credit bureaus: Equifax®, Experian®, and TransUnion®.

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If there is incorrect information reported to the bureaus, these inaccuracies could hurt your credit score.

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If you have been a victim of fraud or identity theft, checking your report can help you find and fix them.

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Checking often helps you be proactive in keeping errors out of your credit report and correcting them soon.

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You can check your credit report for free from any of the credit bureaus at sites with free score check options.

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