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How to boost credit score  with mental health issues

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Improving your credit score while dealing with mental health issues can be tough, but you can take steps to improve both.

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Firstly, it is important to take care of physical and mental health by engaging in exercise, meditation, and therapy.

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Take steps to tackle the biggest obstacle to improving your credit score, which will mostly be your debt.

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If you have missed or delayed payments, talk to your lender to come up with a plan to pay down quickly.

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Cut down on overspending. Create a budget that tracks where your money is going. Keep it simple and crisp.

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Reduce credit utilization ratio. Seek an increase in your credit limit or pay down any outstanding balances to fix this.

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Look for ways to reduce high interest and avoid penalties with smart credit score-building activities. Get help if needed.

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Seek support from family, friends, and mental health professionals to cope with the impact of poor credit ratings.

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Seek advice from organizations that specialize in helping people with mental health issues and debt.

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