You can check your credit scores from the three main credit bureaus: Equifax®, Experian®, and TransUnion®.
These credit bureaus generate your credit score that lenders use when making decisions on your ability to pay them back.
The FICO® scoring model is the most popular credit scoring model that lenders refer to for your credit score.
To check your credit score, visit any free credit scoring website and do a soft inquiry to get your score.
Read the terms and conditions before you sign up for these sites. Some also offer tips on how to improve.
Check with your credit card issuer. Some offer complimentary credit scores on your account with them.
Meet a non-profit credit counselor online: They can pull your scores for free and guide you with next steps.
When you check your credit score on your own, it is considered a soft enquiry and does not affect your score.
Check your credit report for any incorrect information. If there are any errors, file a dispute with the credit bureau.