How to improve your credit score quickly

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Improving your credit score isn't hard. You can take the following steps to boost your credit score quickly.

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Build a credit portfolio: New accounts and a positive record can build and increase your credit history.

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Pay your bills on time: On-time payments help improve your credit score. Ensure there are no late payments.

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Review your balances: Clear past due payments, late fees and missed payments can help stop your score from dropping.

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Pay down credit: Low balances on revolving accounts within credit limits can help you maintain a good score.

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Control how often you apply: Too many hard inquiry applications on your credit report could hurt your score.

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Track your credit: Keep an eye on changes to your credit score. Follow it closely to avoid dips in your report.

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Review your credit report: Sometimes an error may have crept into your report. Rectify it with your lenders.

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Give it time: Improving your credit score takes time. What steps you take defines how quickly you rebuild it.

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