How to maximize rewards on daily spends

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The key to getting the most out of your rewards cards is understanding how they work and earn points.

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Strategize your spends because rewards are based on every dollar you spend. Check how much you can use your card for.

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Use your credit card to pay rent, utility bills, insurance, medical bills, among other expenses you can cover with ease.

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This is on top of using rewards cards for groceries, dining out, and online and in-person shopping as well.

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Leverage bonus categories. Check which rewards you can maximize the most and use them to gain more points.

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Auto-pay bills with credit, whether it's subscriptions, memberships, or bills. Earn rewards monthly.

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Use shopping portals and dining clubs to earn extra points from rewards programs and frequent flyer programs.

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Include your family. See how you can earn rewards in various sectors together. Build credit and maximize your rewards.

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Remember to not go overboard. Stick to your budget and only spend on purchases already planned in your budget.

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