The key to getting the most out of your rewards cards is understanding how they work and earn points.
Strategize your spends because rewards are based on every dollar you spend. Check how much you can use your card for.
Use your credit card to pay rent, utility bills, insurance, medical bills, among other expenses you can cover with ease.
This is on top of using rewards cards for groceries, dining out, and online and in-person shopping as well.
Leverage bonus categories. Check which rewards you can maximize the most and use them to gain more points.
Auto-pay bills with credit, whether it's subscriptions, memberships, or bills. Earn rewards monthly.
Use shopping portals and dining clubs to earn extra points from rewards programs and frequent flyer programs.
Include your family. See how you can earn rewards in various sectors together. Build credit and maximize your rewards.
Remember to not go overboard. Stick to your budget and only spend on purchases already planned in your budget.