If you want to prioritize paying off credit card debt before traveling, you should start by creating a list of your debts.
This includes credit cards and all your loans. List the interest rate, balance, and minimum monthly payment for each.
Once you have a full picture of your finances, you can start chipping away at your highest-interest debt first.
Use any extra money you can find to pay down your highest-interest debt. Every dollar counts.
Once you pay that off, you'll have more money at the end of the month to go towards the debt with the next-highest interest rate.
Consider the relationship between debt and travel. It is not recommended to go into credit card debt for a trip.
It is much better to plan for your travels and take a long-term approach to how this travel will impact your life.
If you do decide to travel while paying off debt, make sure you have a plan to pay off your travel expenses quickly.
If you’re going to put the trip on your credit card, make sure you can pay it off before accruing more interest.