Stellar Snippets
You might have had to freeze your credit report from lenders, to protect yourself from identity theft.
To unfreeze a credit freeze, you need to contact each of the major credit bureaus: Equifax®, Experian® and TransUnion®.
You can contact the bureaus, individually either online, by phone, or by mail to unfreeze it.
You'll need to provide your name, address, birthdate, and Social Security number to verify your identity.
Each credit bureau will give you a unique PIN when you place a freeze on your file. Provide this PIN to lift the freeze.
Depending on how you're doing it, you may also need to answer security questions from the credit bureaus.
These questions are based on information in your credit report or you will receive a one-time PIN via text message.
Once you ask a credit bureau to lift your credit freeze, it must do so within a specific time frame.
For requests made by phone or online, the freeze must be lifted in 1 hour. If made by mail, you have 3 business days.