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How to use credit card rewards to counter travel costs

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To use credit card rewards to offset summer travel expenses while still paying off debt, use a dedicated credit card.

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This can help you accurately track spending and stick to a vacation budget as well as offer rewards and discounts.

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Many travel rewards credit cards offer benefits like fraud protection and travel insurance that can save you money.

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Use a credit card during your trip to save money on hotel rooms and travel services with every purchase you make.

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Don't go overboard with crossing the budget or spending during the trip. Doing this will offset your travel money.

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Avoid spoiling your vacation plans by accruing credit card debt that you’ll have a hard time paying off.

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If you already have money set aside to cover the trip, use a credit card for the bill and immediately pay off that balance.

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It is also important to consider how much credit card debt you have and focus on paying off the debt before the trip.

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Do this before planning your travel if it will take longer than six months to get rid of existing credit card debt.

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