How your credit score affects job opportunities

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Potential employers do not readily have access to your credit score if you are a candidate for a new job.

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However, they may conduct a credit check to view your credit report, which shows your debt and payment history.

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Poor credit history may affect your chances of getting hired, especially for jobs involving money or sensitive information.

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However, not all employers conduct credit checks, and it is usually done after a decision to hire has been made.

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Some industries, such as government jobs or work requiring security clearance, are more likely to run a credit check.

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Poor credit history may not disqualify you from the job, but it could decide between equally qualified candidates.

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Note that some states have specific restrictions on employers using credit information for employment decisions.

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While bad credit history may not directly impact job opportunities, it could affect your chances of getting hired.

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Ideally, you should try and move to good credit habits to improve your chances of new job opportunities

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