Is it safe to get a free credit report online?

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Your credit report is useful for getting a mortgage, a new car, or a loan. It impacts credit card applications and even jobs.

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Getting a credit report for free can be a safe process if you are careful about which websites you use to obtain it.

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However, be cautious. Pulling your credit too many times over a short period can worsen your credit score.

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Major credit bureaus like Equifax®, Experian®, and TransUnion® provide credit reports. They are the safest.

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You can use AnnualCreditReport.com to check your credit report for free. The site is considered a secure website.

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Many major credit card issuers and lenders offer free credit scores if you have an account with them.

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There are other credit monitoring and building sites that can also give you free reports if you sign up with them.

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Watch out for phishing attempts where sites trick you into giving personal information. Protect yourself online.

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Never click on links from emails, password protect your devices and don't give out any personal information.

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