Your credit report is useful for getting a mortgage, a new car, or a loan. It impacts credit card applications and even jobs.
Getting a credit report for free can be a safe process if you are careful about which websites you use to obtain it.
However, be cautious. Pulling your credit too many times over a short period can worsen your credit score.
Major credit bureaus like Equifax®, Experian®, and TransUnion® provide credit reports. They are the safest.
You can use AnnualCreditReport.com to check your credit report for free. The site is considered a secure website.
Many major credit card issuers and lenders offer free credit scores if you have an account with them.
There are other credit monitoring and building sites that can also give you free reports if you sign up with them.
Watch out for phishing attempts where sites trick you into giving personal information. Protect yourself online.
Never click on links from emails, password protect your devices and don't give out any personal information.