Being a single parent can be a challenge. Juggling work and parenting may leave you with little time to fix your credit.
Typically single parents have less income than married couples. The pressure of getting good credit is even higher.
You have to qualify for mortgages, auto loans, and other credit on a single income, making it a big challenge.
If credit was damaged in a divorce or breakup, it takes time and effort to rebuild a good credit score.
If there are joint accounts that still exist, you may have to pay them or hope your ex makes payments on time.
Either way, any late payments will hit your credit score and cause it to drop, making it harder to bounce back.
Given your circumstances, you need to be even more diligent in building good credit in case you need financial help.
Get your credit report and score in order. Prioritize fixing issues, work on pain points and consolidate debt.
If you're financially responsible, pay your bills on time and tackle existing debt, you can avoid these dangers.