What is a medical credit card?

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A medical credit card is a credit card marketed towards medical providers and consumers with a medical use in mind.

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Unlike a regular credit card, these are only used to pay for medical services at a doctor's, optometrist's, or dentist's office.

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Medical credit cards can help pay for health, wellness, and medical costs with special financing options.

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However, medical credit cards can end up costing you even more with high interest rates and deferred interest.

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Before opening a new account, consider applying for financial aid and having a realistic plan to pay off the debt.

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If you're adamant about using a credit card, you may as well use a generic one instead of a specific one.

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The Wells Fargo Health Advantage® Card is the best medical credit card for low ongoing interest fees.

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It offers a promotional 0% APR for 12 months on purchases and balance transfers, and a regular APR of 12.99% to 26.99% .

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It is important to read the terms and conditions of any medical credit card before applying to avoid any hidden fees.

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