Employers do not actually see a job applicant's credit score when they are conducting a background/credit check.
Instead, potential employers see a modified credit report that shows the candidate's debt and payment history.
While there is no set credit score that is considered good for job applications, credit history can be a factor in hiring.
However, a low credit score does not necessarily mean that an applicant will be denied a job.
Employers typically assess applicants based on their long-term credit history, debt management, and financial standing.
Credit reporting agencies categorize employment credit checks on job applications as "soft inquiries".
This means the soft inquiries made by potential employers do not impact a job applicant's credit score.
It is important for job seekers to prioritize building and maintaining good credit to show they are financially responsible.
However, note that having a good credit history and credit score does not necessarily mean you will get the job.