The best way to request a credit limit increase depends on your credit card issuer and their preferences.
Generally, there are three ways to request a credit limit increase: online, over the phone, or through a lender invitation.
If the credit card issuer offers an online request option, it can be the quickest way to pursue a credit limit increase.
This may require you to provide updated information about your current financial situation and budget.
Calling your creditor's customer service and making a case for a credit limit increase is another option.
Before requesting a credit limit increase, review your income and align your request with any income increases.
You can also increase your chances by taking proactive actions in advance to improve your credit score and profile.
Note that requesting a credit limit increase may result in a hard inquiry on your credit report, lowering your score.
By increasing your available credit limit, you can lower your credit utilization and improve your credit scores.