About

About Us

On a Mission

StellarFi is a public benefit corporation on a mission to make good credit universally accessible.

Why we made StellarFi

Credit is the foundation of financial wellness. Without credit, over 130 million Americans have no path to homeownership and no safety net for financial emergencies.

That’s why we created a fully accessible credit-builder, with no deposits, no interest fees, no added debt, and no barriers to the people who need it most.

What sets us apart

StellarFi is the first and only tool that turns ordinary bills — like streaming services, utilities, rent, and more — into credit-builders, by reporting payments to Experian® and Equifax®.
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A new era of credit-building

A widespread use of credit scores began in the 1980s. Like other things from the ‘80s — leg warmers, VHS tapes, and hair bands — the way we build credit has become outdated.


Right now, Americans must have credit to get credit. This paradox simply doesn’t make sense. StellarFi modernizes credit-building by removing unnecessary hurdles and making credit radically accessible.

We're closing the credit gap

Credit scores are statistically lower among marginalized groups, such as LGBTQ communities, BIPOC Americans, low-income individuals, people with disabilities, and immigrants.

These score disparities are difficult to overcome through traditional credit-building methods. StellarFi offers a path to credit access using something we all have… bills.

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StellarFi Partners

National Foundation for Credit Counseling

Our partner, the National Foundation for Credit Counseling (NFCC), is a financial counseling organization serviced by thousands of accredited financial advisors nationwide, with the mission to help Americans gain control over their finances. As a result of our partnership, all StellarFi members have free access to one-on-one credit counseling from the NFCC.

About

StellarFi Partners

Stacey Tisdale

Stacey Tisdale is a 20-year veteran and award winning TV broadcast financial journalist and financial behavior expert. Along with being a co-founding partner of StellarFi, Stacey heads up the financial education platform Mind Money Media and co-hosts Wealth Wednesdays with Angela Yee.

About

StellarFi Partners

Angela Yee

StellarFi co-founding partner, multimedia personality, and entrepreneur Angela Yee is the host of syndicated radio show Way Up With Angela Yee and co-host of Wealth Wednesdays (along with Stacey Tisdale). StellarFi turns Angela's passion for financial literacy and empowerment into action, enabling millions to build credit and reach their goals.

About
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StellarFi Partners

National Foundation for Credit Counseling

Our partner, the National Foundation for Credit Counseling (NFCC), is a financial counseling organization serviced by thousands of accredited financial advisors nationwide, with the mission to help Americans gain control over their finances. As a result of our partnership, all StellarFi members have free access to one-on-one credit counseling from the NFCC.

About

StellarFi Partners

Stacey Tisdale

Stacey Tisdale is a 20-year veteran and award winning TV broadcast financial journalist and financial behavior expert. Along with being a co-founding partner of StellarFi, Stacey heads up the financial education platform Mind Money Media and co-hosts Wealth Wednesdays with Angela Yee.

About

StellarFi Partners

Angela Yee

StellarFi co-founding partner, multimedia personality, and entrepreneur Angela Yee is the host of syndicated radio show Way Up With Angela Yee and co-host of Wealth Wednesdays (along with Stacey Tisdale). StellarFi turns Angela's passion for financial literacy and empowerment into action, enabling millions to build credit and reach their goals.

About

Our Leadership Team

Different backgrounds, different stories, and different strengths—all united by the same mission.

About

Lamine Zarrad

Founder / CEO

Prior to Stellar, Lamine founded FinTechs Tokken and Joust. Lamine is an immigrant and former U.S. Marine.

About

Joshua Holley

VP of Operations & Finance
Josh is an veteran finance & accounting professional with a history of working in high-growth startups. As a former U.S. Marine and entrepreneur, Josh is an advocate for veteran entrepreneurship.
About

Geoff Massanek

VP of Engineering

Geoff is an seasoned software engineering leader with a passion for building meaningful products and highly performing engineering teams.

About

Vicki Apodaca

Head of Marketing

Vicki is an FinTech marketer and changemaker with a passion for helping underserved communities.

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StellarFi is a Public Benefit Corporation

Good credit empowers individuals. Empowered individuals strengthen their communities. And strong communities change the world.

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Backed by the world's best investors

Join the StellarFi crew

Shape the credit-building revolution with our top-notch team.