The cost of having bad credit
Save thousands of dollars when you build your credit score with StellarFi.
Car Loan
Car Loan / 6 years / $38,892
Save over $25,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $51,044 |
| Interest Rate | – | 21.33% |
| Credit Score | – | 580 |
With
| Total Payments | – | $47,044 |
| Interest Rate | – | 6.33% |
| Credit Score | – | 720 |
*Estimate based on a new car purchase made in 2023. Based on Experian data.
Home Loan
Home Loan / 30 years / $381,892
Save over $100,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $710,044 |
| Interest Rate | – | 9.33% |
| Credit Score | – | 620 |
With
| Total Payments | – | $581,892 |
| Interest Rate | – | 6.75% |
| Credit Score | – | 720 |
*Estimate based on mortgage rates for a new home purchase made in 2023. Based on Experian data.
Credit Card
Credit Card / 5 years / $4,892
Save over $10,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $19,725 |
| Interest Rate | – | 23% |
| Credit Score | – | 590 |
With
| Total Payments | – | $7,826 |
| Interest Rate | – | 14% |
| Credit Score | – | 720 |
*Estimate based on credit card rates in 2023. Based on Experian data.
Car Loan / 6 years / $38,892
Save over $4,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $51,044 |
| Interest Rate | – | 21.33% |
| Credit Score | – | 580 |
With
| Total Payments | – | $47,044 |
| Interest Rate | – | 6.33% |
| Credit Score | – | 720 |
Home Loan / 30 years / $381,892
Save over $100,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $710,044 |
| Interest Rate | – | 9.33% |
| Credit Score | – | 620 |
With
| Total Payments | – | $581,892 |
| Interest Rate | – | 6.75% |
| Credit Score | – | 720 |
*Estimate based on mortgage rates for a new home purchase made in 2023. Based on Experian data.
Credit Card / 5 years / $4,892
Save over $10,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $19,725 |
| Interest Rate | – | 23% |
| Credit Score | – | 590 |
With
| Total Payments | – | $7,826 |
| Interest Rate | – | 14% |
| Credit Score | – | 720 |
*Estimate based on credit card rates in 2023. Based on Experian data.
The cost of having bad credit
Save thousands of dollars when you build your credit score with StellarFi.
Home Loan
Home Loan / 30 years / $381,892
Save over $100,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $710,044 |
| Interest Rate | – | 9.33% |
| Credit Score | – | 620 |
With
| Total Payments | – | $581,892 |
| Interest Rate | – | 6.75% |
| Credit Score | – | 720 |
*Estimate based on mortgage rates for a new home purchase made in 2023. Based on Experian data.
Credit Card
Credit Card / 5 years / $4,892
Save over $10,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $19,725 |
| Interest Rate | – | 23% |
| Credit Score | – | 590 |
With
| Total Payments | – | $7,826 |
| Interest Rate | – | 14% |
| Credit Score | – | 720 |
*Estimate based on credit card rates in 2023. Based on Experian data.
Car Loan
Car Loan / 6 years / $38,892
Save over $25,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $51,044 |
| Interest Rate | – | 21.33% |
| Credit Score | – | 580 |
With
| Total Payments | – | $47,044 |
| Interest Rate | – | 6.33% |
| Credit Score | – | 720 |
*Estimate based on a new car purchase made in 2023. Based on Experian data.
Home Loan / 30 years / $381,892
Save over $100,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $710,044 |
| Interest Rate | – | 9.33% |
| Credit Score | – | 620 |
With
| Total Payments | – | $581,892 |
| Interest Rate | – | 6.75% |
| Credit Score | – | 720 |
*Estimate based on mortgage rates for a new home purchase made in 2023. Based on Experian data.
Credit Card / 5 years / $4,892
Save over $10,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $19,725 |
| Interest Rate | – | 23% |
| Credit Score | – | 590 |
With
| Total Payments | – | $7,826 |
| Interest Rate | – | 14% |
| Credit Score | – | 720 |
*Estimate based on credit card rates in 2023. Based on Experian data.
Car Loan / 6 years / $38,892
Save over $4,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $51,044 |
| Interest Rate | – | 21.33% |
| Credit Score | – | 580 |
With
| Total Payments | – | $47,044 |
| Interest Rate | – | 6.33% |
| Credit Score | – | 720 |
The cost of having bad credit
Save thousands of dollars when you build your credit score with StellarFi.
Credit Card
Credit Card / 5 years / $4,892
Save over $10,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $19,725 |
| Interest Rate | – | 23% |
| Credit Score | – | 590 |
With
| Total Payments | – | $7,826 |
| Interest Rate | – | 14% |
| Credit Score | – | 720 |
*Estimate based on credit card rates in 2023. Based on Experian data.
Car Loan
Car Loan / 6 years / $38,892
Save over $25,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $51,044 |
| Interest Rate | – | 21.33% |
| Credit Score | – | 580 |
With
| Total Payments | – | $47,044 |
| Interest Rate | – | 6.33% |
| Credit Score | – | 720 |
*Estimate based on a new car purchase made in 2023. Based on Experian data.
Home Loan
Home Loan / 30 years / $381,892
Save over $100,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $710,044 |
| Interest Rate | – | 9.33% |
| Credit Score | – | 620 |
With
| Total Payments | – | $581,892 |
| Interest Rate | – | 6.75% |
| Credit Score | – | 720 |
*Estimate based on mortgage rates for a new home purchase made in 2023. Based on Experian data.
Credit Card / 5 years / $4,892
Save over $10,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $19,725 |
| Interest Rate | – | 23% |
| Credit Score | – | 590 |
With
| Total Payments | – | $7,826 |
| Interest Rate | – | 14% |
| Credit Score | – | 720 |
*Estimate based on credit card rates in 2023. Based on Experian data.
Car Loan / 6 years / $38,892
Save over $4,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $51,044 |
| Interest Rate | – | 21.33% |
| Credit Score | – | 580 |
With
| Total Payments | – | $47,044 |
| Interest Rate | – | 6.33% |
| Credit Score | – | 720 |
Home Loan / 30 years / $381,892
Save over $100,000 when you build your credit score with StellarFi.
Without StellarFi
| Total Payments | – | $710,044 |
| Interest Rate | – | 9.33% |
| Credit Score | – | 620 |
With
| Total Payments | – | $581,892 |
| Interest Rate | – | 6.75% |
| Credit Score | – | 720 |
*Estimate based on mortgage rates for a new home purchase made in 2023. Based on Experian data.