Pricing

A Membership for Every Credit Journey

Lite Membership

Automatically build credit fast with less than $500 in monthly bills.

No credit check. Easy approval.

Prime Membership

Automatically build credit even faster with up to $25k in monthly bills.

No credit check. Easy approval.

Premium Membership

Automatically build credit with all bills plus get bill pay flexibility.

No credit check. Easy approval.

Lite

Automatically build credit fast with less than $500 in monthly bills.

$4.99/mo
Bundle value of $14.99/month.
No credit check. Easy approval.

Prime

Automatically build credit even faster with up to $25k in monthly bills.

$9.99/mo
Bundle value of $34.99/month.
*$0.99 trial for first 30 days. No credit check. Easy approval.

Premium

Automatically build credit with all bills plus get bill pay flexibility.

$29.99/mo
Bundle value of $39.99/month.
No credit check. Easy approval.

Compare Memberships

Features

Lite

Prime

Premium

Build credit with bills

Lite

Prime

Premium

Features

Lite

Prime

Premium

Identity Protection

Lite

Prime

Premium

Essentials

Lite

Prime

Premium

FAQ

There are absolutely NO hidden fees.
We have complete overdraft protection for your bills if you have sufficient funds in your linked bank account. If a bill is not paid on time, StellarFi does not charge any additional fees, but we recommend that you check with your bank on any fees they might charge there.
That’s entirely up to you! You can see all of StellarFi’s features in our pricing page. Our Prime plan has the most impact for the best value.

You can pause or cancel your membership at any time by logging into your account and clicking on your user profile. You’ll see the pause and cancel options by selecting the three dots next to ‘Personal Information’ and select ‘Manage Account’. You can also reach out to our Support Team at support@stellarfi.com or chat with us if you need help.

Pausing is a great option and will keep your credit account open which does not negatively impact your credit score.

The membership fee will not be charged while your account is paused. Since StellarFi is reporting on-time payments as a credit account to credit bureaus, canceling your membership could negatively impact your credit score. If you choose to pause or cancel your membership, be aware that any linked bills will need to be manually paid outside of StellarFi to avoid interruption with your billers.

Please note that if we have paid a linked bill but the funds have not yet been withdrawn from your account, we will not be able to immediately cancel your membership. Your membership will remain active until outstanding paid bills are withdrawn from your linked bank account. We will notify you once your account has been closed.

Yes, you can. Simply contact us at support@stellarfi.com or through the chat function in your app to change.

StellarFi has three plans to meet your personal financial needs: Lite ($4.99/mo), Prime ($0.99 30-day trial, then $9.99/mo), and Premium (coming soon – $29.99/mo). Each plan has our Lite features, with additional features for other plans to support your credit journey. We pride ourselves on the fact that we have ZERO hidden fees.

Account set up times may vary, but we found that most users can set up a StellarFi account in under three minutes.

Still have questions?

Read our full FAQ to find what you're looking for.

Pricing

Start building credit with StellarFi