Stellar moms deserve stellar credit

During the month of May, we’re giving moms one month free! Treat yourself as a mom or send this page to a mom in your life to show her how much you care.

You deserve the credit

From teaching us to read and ride a bike, to educating us on finances and unconditional love – moms do it all. THANK YOU, moms, for all that you do! We could never do enough to repay you, but the gift of financial freedom can go a long way.

Not a mom? You can still join StellarFi today.

Why we made StellarFi

Credit is the financial wellness. Without credit, over 130 million Americans have no path to homeownership and no safety net for financial emergencies.

That’s why we created a fully accessible credit-builder, with no deposits, no interest fees, no added debt, and no barriers to the people who need it most

What sets us apart

StellarFi is the first and only tool that turns ordinary bills like streaming services, utilities, rent, and more into credit-builders, by reporting payments to Experian®, Equifax®, TransUnion®, and Innovis®.

How it works

Get your free credit report

View your current credit score and access your detailed credit report, just by creating your account.

Add and pay your bills

Make automatic bill payments using your StellarFi Virtual Bill Pay Card. Next, we report on-time payments to four credit bureaus each month.

Build your score

See your credit score increase while we build your payment history, optimize your credit utilization, and more.

Start building credit with StellarFi

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“STELLARMOMS10” Promotion by Stellar Financial Inc. (“StellarFi) and its affiliates is valid 5/01/2023 -05/31/2023 23:59:59 EST and is limited to those who sign up for a new account on StellarFi, are existing members of StellarFi, and (i) do not have a paused, locked, or closed account, and (ii) have a Lite, Prime, or Premium StellarFi membership Plan, and (iii) have successfully completed a bill or membership fee payment through StellarFi. Promotion expires 05/31/2023 23:59:59 EST. Individuals will receive a credit to their account of $10 USD, which may be used as “Credits” toward their future membership fees or bills. “Credits” will automatically be applied to the next withdrawal on a StellarFi account. “Credits” may not apply as a refund to any bills or fees and never be redeemed for cash. The credit deposit will come in the form of a deposit labeled as “STELLARMOMS10”, and will be available in a member’s account within 30 days after they meet the criteria set forth above. StellarFinance, Inc. reserves the right to modify or cancel the offer at any time. Individuals are limited to use of one “STELLARMOMS10” credit per account. Only applicable to qualified StellarFi members or prospective members. See StellarFi’s full Terms of Service here.Program is void where prohibited or if accounts or transactions are fraudulent, abusive, not completed through legitimate channels, in violation of these terms, or irregular in any way.