Refer a friend

Refer and earn $5 each

Earn $5 when you refer a friend to StellarFi, they’ll get $5 too!

Read full terms here.

Refer a Friend
How it works

Earn money towards bills
Refer and earn

You’ve seen the benefits of StellarFi. Now, it’s time to help your friends out with their credit building journey too! Plus, you’ll get $5 toward your next bill, and they’ll get $5!

Give your friend your code

Log into your StellarFi account and copy your referral link. Give this code to your friend.

Your friend joins StellarFi

Your friend uses your code when they sign up for a StellarFi account.

Cha-ching! You both cash in.

Once they successfully open a credit account with StellarFi, you’ll both get $5 in credits in your account!

Win big while building your credit

For a limited time only, referring a friend can earn you bonus entries in our “5 Ways to $5K” giveaway! Enter through your dashboard and start referring now!

Read full terms here

Testimonials that speak louder than words

Discover the secret behind the countless StellarFi members, who choose it as their go-to platform for credit-building with every bill.

How StellarFi works

Refer a Friend

Get your free credit score

Your credit journey starts by knowing your score. Get your current credit score for free when you sign up.

Add and pay your bills

Make automatic bill payments using your StellarFi Virtual Bill Pay Card. Next, we report on-time payments to the major credit bureaus each month.

Refer a Friend

Build your score

See your credit score increase while we build your payment history, optimize your credit utilization, and more.

Refer a Friend
Refer a Friend


Earn $5 when you refer a friend to StellarFi.
They’ll get $5 too!

To read full refer-a-friend terms, head here and read the “StellarFi Rewards Program” section.