StellarFi is a public benefit corporation on a mission to make good credit universally accessible.
Credit is the foundation of financial wellness. Without credit, over 130 million Americans have no path to homeownership and no safety net for financial emergencies.
That’s why we created a fully accessible credit-builder, with no deposits, no interest fees, no added debt, and no barriers to the people who need it most.
A widespread use of credit scores began in the 1980s. Like other things from the ‘80s — leg warmers, VHS tapes, and hair bands — the way we build credit has become outdated.
Right now, Americans must have credit to get credit. This paradox simply doesn’t make sense. StellarFi modernizes credit-building by removing unnecessary hurdles and making credit radically accessible.
Credit scores are statistically lower among marginalized groups, such as LGBTQ communities, BIPOC Americans, low-income individuals, people with disabilities, and immigrants.
These score disparities are difficult to overcome through traditional credit-building methods. StellarFi offers a path to credit access using something we all have… bills.
Good credit empowers individuals. Empowered individuals strengthen their communities. And strong communities change the world.
Backed by the world's best investors
Shape the credit-building revolution with our top-notch team.
