How Young People Can Build Credit

When it comes to building credit, the best time to start is now! Here’s how young people can build credit, what to do if you have NO credit, why it’s important to build your credit, and more.
4 Ways for College Students to Build Credit Without Going into Debt

Establishing a strong credit history in college can set you up for financial freedom in the future. Here are 4 ways to build credit without building debt.
FICO® Score 10 Suite – Will New Credit Rating Changes Affect Your Credit Score?

The latest FICO® scores give better insight into how consumers manage debt. Here’s how to protect your credit score.
Credit Card Late Fees Could Decrease Significantly by 2023

How does inflation affect credit card debt? Changes to inflation-based late payment penalties could save consumers billions of dollars each year. Here’s what that means for you.
Do Utilities Affect Your Credit Score? Here’s How Rising Utility Costs Could Harm Your Credit

Do utilities affect your credit score? Here’s how rising utility costs could lead to lower credit scores, and what you can do about it.
5 Surefire Ways to Ruin Your Credit Score

Hate having good credit? Love high-interest rates and getting denied for loans, credit cards, and even housing? Here are five ways to completely destroy your credit.
Are Lenders Required to Report to Credit Bureaus? The Surprising Truth.

Are lenders required to report to credit bureaus? The answer can be eye-opening for consumers. This article takes a closer look at the ins and outs of credit reporting, and what you can do to maximize your score.
How to Build Credit as a New Immigrant

If you’ve recently relocated to the US, it’s important to learn how to build credit as a new immigrant. This blog explores the obstacles you may face, and tools to help you build credit quickly.
Name Changes Complicate Credit for Transgender and Nonbinary Consumers

Trans and non-binary folks often end up with disrupted credit reports after changing their first name. This blog takes a closer look at “fragmented” credit – and how to avoid it.
How to Increase Your Credit Limit

A higher credit limit can boost your credit score and leave you better prepared for unexpected expenses. This blog covers how to get a credit limit increase – and how to use it wisely.