myFICO® helps you track your FICO® scores to help you apply for loans more confidently. They provide the FICO scores based on reports from three major credit bureaus: Experian®, TransUnion®, and Equifax®.
Does myFICO have a free trial?
Yes. myFICO has a free plan which does not require a credit card. Your plan renews automatically every month at $0.
To sign up for the myFICO free plan:
- On the myFICO website, click on “Start Free Plan”.
- Create an account by entering your email address and choosing a password.
- Enter other personal details like name, social security number, address, and date of birth; click “Continue”.
- Review and click on “Submit”.
- myFICO will then verify your account and confirm.
What features can I access with the myFICO free plan?
These are the features that come with the free plan:
- Credit reports from only one bureau (Equifax)
- FICO scores
- Credit reports
- Scores and credit monitoring
How much does a myFICO paid subscription cost?
These are their prices as of May 2023. You can find out about their other plans here.
| Plan | Premier | Advanced |
| Cost | $39.95/month | $29.95/month |
| Features | Credit reporting to three bureaus monthly updatesFICO ScoresMortgage scores, auto loan scores, and more monitoring of scores and creditIdentity theft insurance worth $1millionIdentity monitoring and restoration | Credit reporting to three bureaus monthly updatesFICO ScoresMortgage scores, auto loan scores, and more monitoring of scores and credit identity theft insurance worth $1millionIdentity monitoring and restoration |
How can StellarFi help with your myFICO subscription?
Use StellarFi for your billing needs on myFICO and spend less time worrying about your bill payment dates and more on managing your finances. All you need to do is subscribe to StellarFi and link your myFICO payments to your StellarFi Virtual Bill Pay Card.
StellarFi also helps you build a strong credit score by paying all your other regular bills on time and reporting those payments to all major credit bureaus.
StellarFi takes the pain and stress out of building credit:
- No credit check or minimum score to join
- No deposit required
- No interest charges or surprise fees
- No new debt
StellarFi helps improve the credit factors that impact your score the most, by optimizing your payment history, credit utilization, credit mix, and more.
