Good credit supports financial wellness. Without credit, over 130 million Americans have no path to homeownership and no safety net for financial emergencies.
That’s why we created a fully accessible credit-builder, with no deposits, no interest fees, no added debt, and no barriers to the people who need it most
StellarFi is the first and only tool that turns ordinary bills like streaming services, utilities, rent, and more into credit-builders, by reporting payments to Experian®, Equifax®, and TransUnion®.
View your current credit score and access your detailed credit report, just by creating your account.
Make automatic bill payments using your StellarFi Virtual Bill Pay Card. Next, we report on-time payments to all major credit bureaus each month.
See your credit score increase while we build your payment history, optimize your credit utilization, and more.