How do I check my credit score without hurting it?

Home (Live) Forums Credit Reports & Scores How do I check my credit score without hurting it?

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    StellarFi
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    #8775
    Team StellarFi
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    Checking your own credit score will never hurt it. These are known as soft inquiries. Only when an external lender performs a hard inquiry into your credit report (when you apply for a new loan or credit account, for example), may you get a temporary drop in your credit score by a few points. These are a few ways you can check your credit score:
    Through the credit bureaus: Just as you are entitled to one free credit report every 12 months, you can also access your credit score through their websites.
    Through credit score apps or websites: There are several websites that provide your credit score for free through a soft inquiry.
    Banks or credit card companies: Some banks and credit card companies offer free credit score monitoring services.
    Through existing creditors: If an existing creditor or loan provider wants to keep tabs on your finances and check your credit score, it won’t affect your score.

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