How do I check my credit score without hurting it?

Home Forums Credit Reports & Scores How do I check my credit score without hurting it?

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    Jordan Moore
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    #8775
    Team StellarFi
    Keymaster

    Checking your own credit score will never hurt it. These are known as soft inquiries. Only when an external lender performs a hard inquiry into your credit report (when you apply for a new loan or credit account, for example), may you get a temporary drop in your credit score by a few points. These are a few ways you can check your credit score:
    Through the credit bureaus: Just as you are entitled to one free credit report every 12 months, you can also access your credit score through their websites.
    Through credit score apps or websites: There are several websites that provide your credit score for free through a soft inquiry.
    Banks or credit card companies: Some banks and credit card companies offer free credit score monitoring services.
    Through existing creditors: If an existing creditor or loan provider wants to keep tabs on your finances and check your credit score, it won’t affect your score.

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StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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