What credit score do you need for a Home Depot® credit card?

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  • August 8, 2023 at 10:10 am #25914
    Geoff Massanek
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    August 11, 2023 at 7:12 pm #10968
    Team StellarFi
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    Home Depot® credit card is a store credit card. This means you can only use it for purchases in Home Depot stores and on the Home Depot website. Getting a Home Depot credit card is best if you make a lot of purchases from the store.

    As with most other store credit cards, Home Depot requires a credit score of 640 or higher as the minimum to qualify for approval. A 640 credit score falls in the fair credit range of the FICO® Score. These cards are usually great for people who are just starting off their credit journey and are looking to build credit through regular expenses.

    A fair to good credit score does not necessarily guarantee a credit card.

    Apart from your credit score, you will also be asked for your credit history including other kinds of debts you have, your employment status, and income.

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StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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