Home › Forums › Credit Reports & Scores › What credit score do you need for a Home Depot® credit card?
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August 8, 2023 at 10:10 am #25914Geoff MassanekModeratorAugust 11, 2023 at 7:12 pm #10968Team StellarFiKeymaster
Home Depot® credit card is a store credit card. This means you can only use it for purchases in Home Depot stores and on the Home Depot website. Getting a Home Depot credit card is best if you make a lot of purchases from the store.
As with most other store credit cards, Home Depot requires a credit score of 640 or higher as the minimum to qualify for approval. A 640 credit score falls in the fair credit range of the FICO® Score. These cards are usually great for people who are just starting off their credit journey and are looking to build credit through regular expenses.
A fair to good credit score does not necessarily guarantee a credit card.
Apart from your credit score, you will also be asked for your credit history including other kinds of debts you have, your employment status, and income.
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