What credit score do you need for a PayPal Credit®?

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  • August 8, 2023 at 10:12 am #10819
    StellarFi
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    August 11, 2023 at 6:29 pm #10956
    Team StellarFi
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    With PayPal Credit®, you can make purchases at any store that accepts PayPal®. You can choose the payment plan that suits you and pay over months, instead of making the entire payment at once.

    Most credit cards need you to have a good FICO® Score, which is ideally above 700 (good ranges from 670-739). PayPal is no exception. To qualify for their credit card, you need to have a FICO Score above 670. The best deals are reserved for people with scores above 700.

    Your credit score plays a big role in whether your card is approved or not. You may be approved for PayPal Credit with slightly lower interest rates if the credit card company is swayed by your employment status, income, or current outstanding debt. Apart from this, PayPal also looks closely at your history of late or missed payments. Paypal only allows one credit account per person, so if you apply for a second one, your application will be denied.

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StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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Credit score increase based on StellarFi members’ data. Credit score increase not guaranteed. Credit scores will only be available to members whom we are able to validate. On-time payment history can have a positive impact on your credit score. Nonpayment may negatively impact your credit score. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus, which may negatively impact your credit score..