What credit score do you need for CareCredit® plastic surgery?

The CareCredit® credit card is a medical credit card that you can use to pay for certain medical procedures, including plastic surgery. To qualify for the CareCredit credit card, you need a credit score of 640 or more, which is in the fair credit score range for FICO®.

The medical credit card – CareCredit – is popular because they offer promotional financing that eliminates interest for a set amount of time. However, if you are unable to make the complete payment by the end of the promotional term, the interest that is accumulated in the period is added to your expense and you will be expected to pay it back.

While you consider applying for a CareCredit card, it is important to assess whether you will be able to pay off the loan in the set interest-free period. Experts advise you to thoroughly research before choosing the credit card that best aligns with your lifestyle. They suggest you compare interest rates, perks, and other potential expenses that come with the card. CareCredit is helpful if you want to get dental and dermatological procedures, like plastic surgery.