What credit score do you need to get an Apple Card?

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  • July 14, 2023 at 8:22 am #9252
    Geoff Massanek
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    July 14, 2023 at 8:34 am #9276
    Team StellarFi
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    According to the official Apple website, a good FICO® Score (above 660) is necessary for Apple Card approval. According to Goldman Sachs, the issuer of Apple Cards, apart from your credit score, your debt-to-income ratio and reported income are also important factors considered for credit card approval. Goldman Sachs uses the FICO Score 9 scoring model.

    Some of the other factors that may not get your credit card approved include recent unpaid debt that is past its due date, two or more non-medical debt collections, and closures of checking accounts because of overdrafts, bankruptcies, or foreclosures. Apart from this, it also uses information from your credit report from TransUnion®.

    It’s important to maintain good credit behavior overall and pay attention to the factors that TransUnion may focus on to increase your chances of approval for the Apple Card or other credit products.

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StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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