What credit score does Carvana require?

Carvana is an online used car retailer that also offers pre-qualification for auto loans through a soft credit inquiry (meaning it will not affect your credit score). While most auto lenders require a FICO® Score of 700 or above to give you a good deal on the loan, Carvana has no minimum credit score requirement. They check for factors like employment, income, and past debts, in addition to credit scores.

Many people with bad credit have borrowed from Carvana. According to the frequently asked questions on Carvana’s site, the company provides “credit to customers with all types of credit, and offers all of its vehicles to customers for the same, attractive, no-haggle prices with no hidden fees”. The only catch with Carvana is that you can only buy through their platform.