What is the highest credit score?

Home › Forums › Credit Reports & Scores › What is the highest credit score?

Viewing 2 posts - 1 through 2 (of 2 total)
  • Author
    Posts
  • July 3, 2023 at 7:31 pm #8502
    Geoff Massanek
    Moderator
    July 5, 2023 at 7:26 pm #8741
    Team StellarFi
    Keymaster

    The highest FICO® or VantageScore® is 850. The people with the highest credit score are usually the lowest-risk borrowers for most lenders.

    While 850 is the maximum, any score between 800-850 is in the excellent range. Only about 1% of the population has a perfect score of 850. According to Experian® data, about 21% of consumers have excellent credit scores. You don’t always need the highest credit score to be approved for a loan or mortgage.

    Three main things you need to do to get the highest credit score are – to pay your bills on time, pay off all debt except your mortgage, and keep your credit utilization to 4.1%.

  • Author
    Posts
Viewing 2 posts - 1 through 2 (of 2 total)
  • You must be logged in to reply to this topic.

StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

Related questions

Home › Forums › Credit Reports & Scores › Credit Reports & Scores

Viewing 15 topics - 1 through 15 (of 223 total)
1 2 3 … 13 14 15
Viewing 15 topics - 1 through 15 (of 223 total)
1 2 3 … 13 14 15
  • You must be logged in to create new topics.
Sign up
Login