How to improve credit score in 30 days?

Whatever the timeframe you may be looking at, consistent good financial decisions and credit behavior are the two ways you can build your credit score. To understand how to improve your credit score, first, look into the factors that are pulling down your score. 

Here are potential factors to consider when building up your credit score: 

• On-time bill payments: Paying your bills on time makes up 35% of your FICO® Score. Continuing to pay your bills on time or earlier will add to your credit score significantly. 
• Low credit utilization rate: Use your credit card only for the most essential purchases and keep your credit utilization rate at or below 30%. 
• A good credit mix: having a variety of credit accounts like credit card bills, credit builder loans, home loans and student loans can give your credit score a good raise.
• Longer credit history: The older your credit account, the higher your credit score because the length of your credit history makes up 15% of your credit score. To maintain the length of your credit history, keep your credit cards open even if you don’t use your credit card. 
• Lower new credit: Avoid opening multiple new credit accounts in a short period of time because this lowers the length of your credit history, apart from the hard credit inquiries conducted which further lower your credit score.