What are my rights if my name is on a deed but not the mortgage?

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  • December 29, 2023 at 9:13 pm #29000
    Geoff Massanek
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    December 29, 2023 at 9:16 pm #29012
    Geoff Massanek
    Moderator

    In cases where your name is on the deed but not on the mortgage, you have legal rights over the house but no obligation to pay off the loan. A deed is a physical document that proves ownership of the property. The person holding the mortgage may have added you to the deed of the house – most commonly because you’re their spouse or relative.

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StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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