Home › Forums › Credit Cards › What credit cards do I qualify for?
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April 24, 2024 at 6:02 am #33102Geoff MassanekModeratorApril 24, 2024 at 6:05 am #33125Geoff MassanekModerator
What credit cards you qualify for depends on several factors, including your credit score, income, and financial history.
The list below can give you a general sense of what cards you’ll qualify for:
Excellent (720 and higher): You’ll likely qualify for a wide range of cards, including those with the best rewards and lowest interest rates.
Good (690-719): You can qualify for many credit cards, including rewards cards and low-interest options.
Fair (630-689): Look into cards designed for building or rebuilding credit, like secured credit cards.
Poor (below 630): You might be limited to secured credit cards, which require a deposit that typically serves as your credit limit.
Also, many credit cards offer online tools that let you check if you pre-qualify for their cards without a hard pull on your credit report. This can give you a good idea of your options without affecting your score.
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