Home › Forums › Credit Reports & Scores › What credit score do you need for Klarna®?
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August 19, 2023 at 4:06 pm #11185Geoff MassanekModeratorAugust 19, 2023 at 4:23 pm #11211Team StellarFiKeymaster
Klarna® is a global payments and shopping service. It offers multiple ways to pay for any purchases you make. You can either pay upfront, or in flexible installments according to your needs. Your credit score will not be affected when you apply for the Klarna Card because only a soft inquiry is made. You can choose to pay off the card in 30 days, in four two-week installments, or apply for monthly financing.
The Klarna website does not mention a specific credit score necessary, but counts a positive credit history as an important factor to qualify for one of their payment options. Apart from your credit score, Klarna is suitable for people over 18 years old, with minimum debt, and cash reserves in their bank account.
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