What credit score does Navy Federal require for auto loans?

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  • July 16, 2023 at 7:31 pm #9425
    StellarFi
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    July 16, 2023 at 7:35 pm #9434
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    In general, you need a credit score above 700 to qualify for any loan with good terms. A higher credit score means lower interest rates on monthly payments.
    Navy Federal Credit Union® serves borrowers associated with the military. It does not specify any credit score for loan approval, but you need to get a membership to apply for a loan with them. Your credit history along with your employment status and debt-to-income ratio are also checked. Navy Federal offers different loan options for a new car, used car, or even refinancing.

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StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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Credit score increase based on StellarFi members’ data. Credit score increase not guaranteed. Credit scores will only be available to members whom we are able to validate. On-time payment history can have a positive impact on your credit score. Nonpayment may negatively impact your credit score. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus, which may negatively impact your credit score..