What credit score does Rocket Mortgage® use?

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  • August 19, 2023 at 4:11 pm #11199
    StellarFi
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    August 19, 2023 at 4:16 pm #11204
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    Rocket Mortgage® is an online mortgage service that provides home loans to homebuyers. They offer advice and guidance throughout the process of understanding a mortgage, approval, interest rates, and other payment management needs. It uses the FICO® Score.

    According to its website, the minimum score Rocket Mortgage looks for is a fair credit score of 580, provided other eligibility criteria like income, savings, and other assets like debts and employment history are all in order. The company also has a program that caters to people with credit scores lower than 580.

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StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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Credit score increase based on StellarFi members’ data. Credit score increase not guaranteed. Credit scores will only be available to members whom we are able to validate. On-time payment history can have a positive impact on your credit score. Nonpayment may negatively impact your credit score. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus, which may negatively impact your credit score..