What happens when you have a quitclaim deed, but are still on the mortgage?

A quitclaim deed is a document transferring the ownership of a property from one party (grantor) to another (grantee). A quitclaim deed may or may not affect your mortgage. It is most commonly used among family members when they don’t want to sell the property. Usually quitclaim deeds don’t have mortgages because the grantor would not be able to pay off the mortgage if they don’t have any proceeds from selling the property. 

In case the grantor has a mortgage on the property at the time of filing the quitclaim, they will still be responsible for paying off the mortgage. The quitclaim deed only transfers ownership and not any debts or claims to the property. The new owner will not have the legal responsibility to pay off the mortgage, but the grantor will.