What credit score do you need for a Lowe’s® card?

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    StellarFi
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    Lowe’s® is a home improvement retailer where you can find bulding materials, furniture, appliances, paint, wallpaper, and gardening essentials.

    If by the Lowe’s card, you mean the Lowe’s Store card or the Lowe’s Advantage Card, like most other store cards, you have a good chance for approval, even with fair credit (FICO® Score at or above 580). The Lowe’s Business Card also requires a credit score in the similar range. But having a fair credit score or above does not guarantee credit card approval. Lenders will look at your debt-to-income ratio, employment status, and late payment history, if any.

    Being a store card, the Lowe’s Advantage card can be used only in the physical or online Lowe’s stores.

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