What credit score do you need for Affirm?

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  • July 30, 2023 at 9:14 am #9927
    StellarFi
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    July 30, 2023 at 9:33 am #9982
    Team StellarFi
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    Affirm offers a buy-now-pay-later – without fees – loan repayment plan for purchases made using their services. There is no minimum credit score requirement mentioned in the eligibility requirements for an Affirm loan. But, your credit score, utilization rate, payment history with Affirm, the age of your Affirm account, currently active Affirm loans, etc., are some of the factors that affect your loan application with Affirm.

    This means that a good credit score (above 700), with low credit balances and utilization, is favorable. Additionally, Affirm currently reports some of its loans to Experian®, so keeping your Experian credit report updated may also help.

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StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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Credit score increase based on StellarFi members’ data. Credit score increase not guaranteed. Credit scores will only be available to members whom we are able to validate. On-time payment history can have a positive impact on your credit score. Nonpayment may negatively impact your credit score. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus, which may negatively impact your credit score..