What day of the month does your credit score update?

Your credit score changes depending on the information in your credit reports. Whenever creditors or lenders choose to report your activity to the credit bureaus, your credit score will change. Your credit score will update at least once a month, but this may vary based on the lenders’ timeline as well.

Credit card companies typically report around the billing cycle. So, if you have multiple credit cards, each one may have a different billing cycle date. You can request a new copy of your credit report to see score updates.