What is a good Experian® credit score?

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  • July 3, 2023 at 7:48 pm #8602
    StellarFi
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    July 5, 2023 at 7:53 pm #8784
    Team StellarFi
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    Experian® is a credit reporting agency and does not necessarily calculate your credit score. Credit scores are calculated by companies like FICO® and VantageScore®, which are used by the different credit bureaus. 90% of lenders use FICO scores. Experian also uses FICO scores to calculate your credit scores.

    The FICO scoring model also releases new versions of its scoring criteria. Currently, it has at least 16 different versions. Of these, FICO Score 8 is generally used as a reference point to understand how lenders may view your credit history. FICO calculates credit scores within the range of 300-850 and a good FICO score is between 670-739. Experian considers any score above 700 as a good score that falls within the good FICO scoring range.

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StellarFinance, Inc. and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

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Credit score increase based on StellarFi members’ data. Credit score increase not guaranteed. Credit scores will only be available to members whom we are able to validate. On-time payment history can have a positive impact on your credit score. Nonpayment may negatively impact your credit score. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus, which may negatively impact your credit score..